TellerScore

Headquartered in Altoona, Pennsylvania, Altoona First Savings Bank is a si with $328.6M in total assets and $278.8M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1927.

Based on its Q2 2026 filing, Altoona First Savings Bank scores 60/100, which we describe as moderate. That is higher than only 19% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 83rd. Its strongest component is capital cushion (91/100; 14.14%), and its lowest is loan quality (4/100; 2.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Tier 1 leverage ratio: 14.14%
Loan quality4/100
Noncurrent loans ÷ total loans: 2.87%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity87/100
Loans ÷ deposits and uninsured-deposit share: 73.3% · 5.7% uninsured
Problem-loan coverage75/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 12.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (67 → 60), mostly because the loan quality component weakened by 33 points.

TellerScore
607283Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202483
Q4 202481
Q1 202573
Q2 202567
Q3 202564
Q4 202571
Q1 202668
Q2 202660
Tier 1 leverage ratio
5.00%9.57%14.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.38%
Q3 202413.57%
Q4 202413.60%
Q1 202513.58%
Q2 202513.61%
Q3 202513.77%
Q4 202513.84%
Q1 202613.91%
Q2 202614.14%
Noncurrent loans
0.12%1.49%2.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.29%
Q3 20240.12%
Q4 20240.32%
Q1 20251.33%
Q2 20251.90%
Q3 20252.30%
Q4 20251.61%
Q1 20261.95%
Q2 20262.87%
Return on assets
0.73%0.81%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.75%
Q4 20240.73%
Q1 20250.73%
Q2 20250.75%
Q3 20250.79%
Q4 20250.82%
Q1 20260.89%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$328.6M14.14%2.87%0.87%73.3%
Q1 202668$334.7M13.91%1.95%0.89%70.0%
Q4 202571$329.8M13.84%1.61%0.82%70.5%
Q3 202564$326.3M13.77%2.30%0.79%70.4%
Q2 202567$323.7M13.61%1.90%0.75%68.2%
Q1 202573$321.6M13.58%1.33%0.73%65.5%
Q4 202481$312.3M13.60%0.32%0.73%67.6%
Q3 202483$311.5M13.57%0.12%0.75%68.3%
Q2 202481$305.5M13.38%0.29%0.78%69.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.14%
82nd
Total risk-based capital0.00%
24th
Problem loans2.87%
7th
Net charge-offs0.03%
36th
Return on assets0.87%
27th
Net interest margin3.90%
48th
Efficiency ratio62.8%
49th
Loans to deposits73.3%
63rd
Uninsured deposits5.7%
99th
Loan-loss reserves1.21%
52nd
Texas ratio12.4%
14th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Sewickley Savings BankBank Sewickley, PA67 out of 100, Moderate$316.3M23.8%2.73%vs
Greenville Savings BankBank Greenville, PA74 out of 100, Strong$342.7M12.8%0.17%vs
Commercial Bank and Trust of PABank Latrobe, PA86 out of 100, Very strong$357.5M14.7%0.14%vs
Citizens Savings BankBank Clarks Summit, PA78 out of 100, Strong$359.0M15.1%0.27%vs
West View Savings BankBank Pittsburgh, PA71 out of 100, Strong$365.1M9.4%0.00%vs
First United National BankBank Fryburg, PA59 out of 100, Moderate$385.8M8.2%0.91%vs

Deposit insurance

Is my money safe at Altoona First Savings Bank?

Yes. Altoona First Savings Bank is an FDIC-insured institution (FDIC certificate #27711). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 5.7% of deposits ($15.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Altoona First Savings Bank lists 5 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Altoona First Savings Bank
Former names
Altoona Federal Savings and Loan Association
Type
SI
FDIC certificate #
27711
RSSD ID
777870
Primary regulator
FDIC
Established
January 1, 1927
Headquarters
203 N Logan Blvd, Altoona, PA 16602
Employees
48

Quick answers

Altoona First Savings Bank: common questions

Is Altoona First Savings Bank FDIC insured?

Yes. Altoona First Savings Bank is an FDIC-insured institution (FDIC certificate #27711). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Altoona First Savings Bank's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Altoona First Savings Bank ever failed?

There is no failure record for FDIC certificate #27711 in the FDIC failed bank list.

How many branches does Altoona First Savings Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Altoona

InstitutionScoreAssetsCapitalProblem loansCompare
Blair County Federal Credit UnionCredit union Altoona, PA97 out of 100, Very strong$78.0M22.8%0.40%vs
A.B. Federal Credit UnionCredit union Duncansville, PA91 out of 100, Very strong$10.5M14.8%0.08%vs
C-B-W Schools Federal Credit UnionCredit union Sidman, PA91 out of 100, Very strong$131.8M29.8%0.33%vs
G.A.P. Federal Credit UnionCredit union Johnstown, PA87 out of 100, Very strong$79.0M13.7%0.74%vs
Investment Savings BankBank Altoona, PA86 out of 100, Very strong$105.2M21.7%0.13%vs
Your Choice Federal Credit UnionCredit union Altoona, PA85 out of 100, Very strong$14.0M12.6%0.09%vs