Side-by-side · Q2 2026 data
Altos Bank vs Commonwealth Central Credit Union
Metric by metric
| Measure | Altos Bank | Commonwealth Central Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 0 | 48 (stronger) |
| Funding & liquidity | 53 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 48th | 78th |
| Total assets | $68.8M | $624.9M |
| Deposits / shares | $50.1M | $530.3M |
| Capital ratio | 28.45% (stronger) | 14.23% |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.61% |
| Return on assets | -8.50% | 0.70% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 81.5% |
| Uninsured deposits | 43.0% | 7.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Altos Bank leads on 4 and Commonwealth Central Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.