Side-by-side · Q2 2026 data
Altos Bank vs Star One Credit Union
Metric by metric
| Measure | Altos Bank | Star One Credit Union |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 0 | 25 (stronger) |
| Funding & liquidity | 53 | 71 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 48th | 82nd |
| Total assets | $68.8M | $9.7B |
| Deposits / shares | $50.1M | $8.4B |
| Capital ratio | 28.45% (stronger) | 14.06% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | -8.50% | 0.12% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 80.5% |
| Uninsured deposits | 43.0% | 22.9% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
Star One Credit Union has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Altos Bank leads on 4 and Star One Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.