The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in California

Yes. Star One Credit Union is a federally insured credit union (NCUA charter #68465). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 22.9% of shares and deposits ($1.9B) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 14.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Star One Credit Union lists 7 offices in 5 cities. Most locations:

• San Jose, CA (2)
• Sunnyvale, CA (2)
• Cupertino, CA (1)
• Los Altos, CA (1)
• Saratoga, CA (1)

All branch addresses and map

In 2025, Star One Credit Union reported 2,665 home-loan applications under HMDA (LEI 5493004F7BXDIUFVPV87): 1,665 originated ($920,015,000 total), 634 denied, and 19 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Star One Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68465

RSSD ID

472988

Primary regulator

State + NCUA

Established

1956

Headquarters

P.O. Box 3643, Sunnyvale, CA 94088

Employees

259