Side-by-side · Q2 2026 data
Altra Federal Credit Union vs Educators Credit Union
Metric by metric
| Measure | Altra Federal Credit Union | Educators Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 77 | 89 (stronger) |
| Loan quality | 85 (stronger) | 68 |
| Earnings | 86 (stronger) | 76 |
| Funding & liquidity | 50 | 84 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 84th | 89th |
| Total assets | $3.1B | $4.0B |
| Deposits / shares | $2.6B | $3.3B |
| Capital ratio | 12.68% | 13.92% (stronger) |
| Problem loans | 0.46% (stronger) | 0.97% |
| Net charge-offs | 0.50% | 0.42% (stronger) |
| Return on assets | 1.66% (stronger) | 1.39% |
| Loans ÷ deposits | 109.8% | 76.6% (stronger) |
| Uninsured deposits | 14.2% | 1.3% (stronger) |
| Offices | 10 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
Educators Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Altra Federal Credit Union leads on 2 and Educators Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.