Educators Credit Union (NCUA charter #66448) is based in Racine, Wisconsin. Its Q2 2026 call report shows $4.0B in total assets and $3.3B in member shares and deposits and 17 offices.
Based on its Q2 2026 filing, Educators Credit Union scores 81/100, which we describe as strong. That is higher than 89% of 454 credit unions with $1 billion – $10 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 24th. Its strongest component is problem-loan coverage (91/100; 4.7%), and its lowest is loan quality (68/100; 0.97%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 81).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 78 |
| Q4 2024 | 78 |
| Q1 2025 | 82 |
| Q2 2025 | 80 |
| Q3 2025 | 81 |
| Q4 2025 | 81 |
| Q1 2026 | 85 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.19% |
| Q3 2024 | 13.34% |
| Q4 2024 | 13.55% |
| Q1 2025 | 13.57% |
| Q2 2025 | 13.79% |
| Q3 2025 | 14.02% |
| Q4 2025 | 14.06% |
| Q1 2026 | 13.94% |
| Q2 2026 | 13.92% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.84% |
| Q1 2025 | 0.73% |
| Q2 2025 | 1.02% |
| Q3 2025 | 0.96% |
| Q4 2025 | 0.92% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.97% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.19% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.10% |
| Q1 2025 | 1.48% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.43% |
| Q1 2026 | 1.62% |
| Q2 2026 | 1.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $4.0B | 13.92% | 0.97% | 1.39% | 76.6% |
| Q1 2026 | 85 | $3.9B | 13.94% | 0.66% | 1.62% | 75.7% |
| Q4 2025 | 81 | $3.7B | 14.06% | 0.92% | 1.43% | 77.9% |
| Q3 2025 | 81 | $3.7B | 14.02% | 0.96% | 1.47% | 78.5% |
| Q2 2025 | 80 | $3.6B | 13.79% | 1.02% | 1.46% | 77.8% |
| Q1 2025 | 82 | $3.6B | 13.57% | 0.73% | 1.48% | 77.0% |
| Q4 2024 | 78 | $3.4B | 13.55% | 0.84% | 1.10% | 79.5% |
| Q3 2024 | 78 | $3.4B | 13.34% | 0.78% | 1.17% | 78.2% |
| Q2 2024 | 79 | $3.4B | 13.19% | 0.69% | 1.19% | 77.9% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Connexus Credit UnionCredit union Wausau, WI | 37 out of 100, Low | $4.1B | 7.4% | 1.89% | vs |
| Covantage Credit UnionCredit union Antigo, WI | 59 out of 100, Moderate | $4.2B | 9.8% | 1.28% | vs |
| Fox Communities Credit UnionCredit union Appleton, WI | 73 out of 100, Strong | $3.4B | 10.9% | 0.29% | vs |
| Altra Federal Credit UnionCredit union Onalaska, WI | 78 out of 100, Strong | $3.1B | 12.7% | 0.46% | vs |
| Capital Credit UnionCredit union Green Bay, WI | 69 out of 100, Moderate | $2.8B | 12.3% | 0.90% | vs |
| Westconsin Credit UnionCredit union Menomonie, WI | 78 out of 100, Strong | $2.2B | 12.9% | 0.64% | vs |
Deposit insurance
Is my money safe at Educators Credit Union?
Yes. Educators Credit Union is a federally insured credit union (NCUA charter #66448). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.3% of shares and deposits ($44.0M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
17 locations
Branches
Educators Credit Union lists 17 offices in 12 cities. Most locations:
- Milwaukee, WI (5)
- Kenosha, WI (2)
- Burlington, WI (1)
- Elkhorn, WI (1)
- Glendale, WI (1)
- Mount Pleasant, WI (1)
- Mukwonago, WI (1)
- New Berlin, WI (1)
- Racine, WI (1)
- South Milwaukee, WI (1)
- Sturtevant, WI (1)
- Waukesha, WI (1)
Identity & history
Profile
- Legal name
- Educators Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66448
- RSSD ID
- 915298
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- P O Box 081040, Racine, WI 53408
- Employees
- 517
Quick answers
Educators Credit Union: common questions
Is Educators Credit Union NCUA insured?
Yes. Educators Credit Union is a federally insured credit union (NCUA charter #66448). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Educators Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Educators Credit Union have?
17 offices as of the latest NCUA data.