Side-by-side · Q2 2026 data
Altra Federal Credit Union vs Gundersen Credit Union
Metric by metric
| Measure | Altra Federal Credit Union | Gundersen Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 77 | 88 (stronger) |
| Loan quality | 85 | 98 (stronger) |
| Earnings | 86 (stronger) | 54 |
| Funding & liquidity | 50 | 69 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 84th | 70th |
| Total assets | $3.1B | $85.3M |
| Deposits / shares | $2.6B | $73.0M |
| Capital ratio | 12.68% | 13.80% (stronger) |
| Problem loans | 0.46% | 0.07% (stronger) |
| Net charge-offs | 0.50% | 0.05% (stronger) |
| Return on assets | 1.66% (stronger) | 0.84% |
| Loans ÷ deposits | 109.8% | 91.0% (stronger) |
| Uninsured deposits | 14.2% | 3.8% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
Gundersen Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Altra Federal Credit Union leads on 1 and Gundersen Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.