Headquartered in LA Crosse, Wisconsin, Gundersen Credit Union is a federally insured state-chartered credit union with $85.3M in total assets and $73.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1971.
Based on its Q2 2026 filing, Gundersen Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 23rd. Its strongest component is problem-loan coverage (99/100; 0.4%), and its lowest is earnings (54/100; 0.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (79 → 82), mostly because the capital cushion component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 72 |
| Q4 2024 | 74 |
| Q1 2025 | 80 |
| Q2 2025 | 79 |
| Q3 2025 | 80 |
| Q4 2025 | 79 |
| Q1 2026 | 80 |
| Q2 2026 | 82 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.33% |
| Q3 2024 | 11.92% |
| Q4 2024 | 12.14% |
| Q1 2025 | 12.24% |
| Q2 2025 | 12.53% |
| Q3 2025 | 12.76% |
| Q4 2025 | 12.61% |
| Q1 2026 | 12.59% |
| Q2 2026 | 13.80% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.09% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.07% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.38% |
| Q1 2025 | 1.03% |
| Q2 2025 | 1.00% |
| Q3 2025 | 1.02% |
| Q4 2025 | 1.00% |
| Q1 2026 | 1.05% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $85.3M | 13.80% | 0.07% | 0.84% | 91.0% |
| Q1 2026 | 80 | $65.0M | 12.59% | 0.11% | 1.05% | 89.8% |
| Q4 2025 | 79 | $63.6M | 12.61% | 0.14% | 1.00% | 88.8% |
| Q3 2025 | 80 | $61.6M | 12.76% | 0.13% | 1.02% | 92.6% |
| Q2 2025 | 79 | $61.4M | 12.53% | 0.12% | 1.00% | 89.6% |
| Q1 2025 | 80 | $61.6M | 12.24% | 0.09% | 1.03% | 83.5% |
| Q4 2024 | 74 | $60.8M | 12.14% | 0.07% | 0.38% | 82.3% |
| Q3 2024 | 72 | $61.0M | 11.92% | 0.12% | 0.26% | 81.5% |
| Q2 2024 | 72 | $58.4M | 12.33% | 0.16% | 0.18% | 86.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fond Du Lac Credit UnionCredit union Fond du Lac, WI | 87 out of 100, Very strong | $84.9M | 13.6% | 0.35% | vs |
| Forward Financial Credit UnionCredit union Niagara, WI | 75 out of 100, Strong | $85.9M | 13.5% | 0.79% | vs |
| Taylor Credit UnionCredit union Medford, WI | 74 out of 100, Strong | $89.1M | 10.3% | 0.21% | vs |
| Marshfield Medical Center Credit UnionCredit union Marshfield, WI | 65 out of 100, Moderate | $91.0M | 7.8% | 0.09% | vs |
| Northwoods Community Credit UnionCredit union Park Falls, WI | 70 out of 100, Strong | $93.1M | 10.9% | 0.58% | vs |
| Sheboygan Area Credit UnionCredit union Sheboygan, WI | 97 out of 100, Very strong | $93.4M | 15.3% | 0.13% | vs |
Deposit insurance
Is my money safe at Gundersen Credit Union?
Yes. Gundersen Credit Union is a federally insured credit union (NCUA charter #66477). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.8% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.80%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Gundersen Credit Union lists 2 offices in 1 city. Most locations:
- La Crosse, WI (2)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Gundersen Credit Union | 8.90% | $0 | $20 | 0.0% |
Identity & history
Profile
- Legal name
- Gundersen Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66477
- RSSD ID
- 957391
- Primary regulator
- State + NCUA
- Established
- 1971
- Headquarters
- 1910 South Ave, LA Crosse, WI 54601
- Employees
- 12
Quick answers
Gundersen Credit Union: common questions
Is Gundersen Credit Union NCUA insured?
Yes. Gundersen Credit Union is a federally insured credit union (NCUA charter #66477). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Gundersen Credit Union's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Gundersen Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near LA Crosse
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bluff View BankBank Galesville, WI | 90 out of 100, Very strong | $152.8M | 14.9% | 0.00% | vs |
| Firefighters Credit UnionCredit union Onalaska, WI | 83 out of 100, Strong | $133.0M | 16.1% | 0.57% | vs |
| The First National Bank of BangorBank Bangor, WI | 83 out of 100, Strong | $363.7M | 31.6% | 0.95% | vs |
| Union State BankBank West Salem, WI | 82 out of 100, Strong | $117.6M | 12.2% | 0.14% | vs |
| Peoples State BankBank Prairie Du Chien, WI | 80 out of 100, Strong | $993.0M | 11.5% | 0.21% | vs |
| Bank of CashtonBank Cashton, WI | 79 out of 100, Strong | $146.1M | 10.9% | 0.00% | vs |