Side-by-side · Q2 2026 data
Altra Federal Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Altra Federal Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 85 (stronger) | 52 |
| Earnings | 86 (stronger) | 69 |
| Funding & liquidity | 50 | 76 (stronger) |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 84th | 82nd |
| Total assets | $3.1B | $1.0B |
| Deposits / shares | $2.6B | $842.2M |
| Capital ratio | 12.68% | 15.64% (stronger) |
| Problem loans | 0.46% (stronger) | 1.44% |
| Net charge-offs | 0.50% | 0.24% (stronger) |
| Return on assets | 1.66% (stronger) | 1.23% |
| Loans ÷ deposits | 109.8% | 83.8% (stronger) |
| Uninsured deposits | 14.2% | 10.3% (stronger) |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | 4.0% |
Altra Federal Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Altra Federal Credit Union leads on 3 and Westby Co-Op Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.