Side-by-side · Q2 2026 data
Altra Federal Credit Union vs Westconsin Credit Union
Metric by metric
| Measure | Altra Federal Credit Union | Westconsin Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 77 | 80 (stronger) |
| Loan quality | 85 (stronger) | 79 |
| Earnings | 86 (stronger) | 64 |
| Funding & liquidity | 50 | 81 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 84th | 84th |
| Total assets | $3.1B | $2.2B |
| Deposits / shares | $2.6B | $1.9B |
| Capital ratio | 12.68% | 12.95% (stronger) |
| Problem loans | 0.46% (stronger) | 0.64% |
| Net charge-offs | 0.50% | 0.22% (stronger) |
| Return on assets | 1.66% (stronger) | 1.10% |
| Loans ÷ deposits | 109.8% | 79.2% (stronger) |
| Uninsured deposits | 14.2% | 5.9% (stronger) |
| Offices | 10 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | 15.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Altra Federal Credit Union leads on 2 and Westconsin Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.