Westconsin Credit Union (NCUA charter #66742) is based in Menomonie, Wisconsin. Its Q2 2026 call report shows $2.2B in total assets and $1.9B in member shares and deposits and 16 offices.
Westconsin Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 84% of its 454 credit unions with $1 billion – $10 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 36th. Problem-loan coverage contributes the most (93/100, 3.4%); earnings contributes the least (64/100, 1.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (74 → 78), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 71 |
| Q4 2024 | 72 |
| Q1 2025 | 73 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 76 |
| Q1 2026 | 81 |
| Q2 2026 | 78 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.90% |
| Q3 2024 | 12.87% |
| Q4 2024 | 13.06% |
| Q1 2025 | 12.78% |
| Q2 2025 | 12.72% |
| Q3 2025 | 12.69% |
| Q4 2025 | 12.87% |
| Q1 2026 | 13.02% |
| Q2 2026 | 12.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.76% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.64% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.66% |
| Q1 2025 | 0.79% |
| Q2 2025 | 0.90% |
| Q3 2025 | 0.97% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.36% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $2.2B | 12.95% | 0.64% | 1.10% | 79.2% |
| Q1 2026 | 81 | $2.2B | 13.02% | 0.59% | 1.36% | 79.7% |
| Q4 2025 | 76 | $2.2B | 12.87% | 0.72% | 1.06% | 80.6% |
| Q3 2025 | 74 | $2.1B | 12.69% | 0.82% | 0.97% | 79.1% |
| Q2 2025 | 74 | $2.1B | 12.72% | 0.82% | 0.90% | 79.9% |
| Q1 2025 | 73 | $2.0B | 12.78% | 0.80% | 0.79% | 80.2% |
| Q4 2024 | 72 | $2.0B | 13.06% | 0.91% | 0.66% | 81.8% |
| Q3 2024 | 71 | $1.9B | 12.87% | 0.82% | 0.54% | 81.9% |
| Q2 2024 | 72 | $1.9B | 12.90% | 0.76% | 0.55% | 81.2% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Capital Credit UnionCredit union Green Bay, WI | 69 out of 100, Moderate | $2.8B | 12.3% | 0.90% | vs |
| Verve, a Credit UnionCredit union Oshkosh, WI | 65 out of 100, Moderate | $1.6B | 9.8% | 0.38% | vs |
| Altra Federal Credit UnionCredit union Onalaska, WI | 78 out of 100, Strong | $3.1B | 12.7% | 0.46% | vs |
| Marine Credit UnionCredit union La Crosse, WI | 53 out of 100, Below average | $1.1B | 12.2% | 2.26% | vs |
| Fox Communities Credit UnionCredit union Appleton, WI | 73 out of 100, Strong | $3.4B | 10.9% | 0.29% | vs |
| Westby Co-Op Credit UnionCredit union Westby, WI | 77 out of 100, Strong | $1.0B | 15.6% | 1.44% | vs |
Deposit insurance
Is my money safe at Westconsin Credit Union?
Yes. Westconsin Credit Union is a federally insured credit union (NCUA charter #66742). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.9% of shares and deposits ($114.5M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 12.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
16 locations
Branches
Westconsin Credit Union lists 16 offices in 11 cities. Most locations:
- Menomonie, WI (5)
- New Richmond, WI (2)
- Altoona, WI (1)
- Amery, WI (1)
- Baldwin, WI (1)
- Barron, WI (1)
- Eau Claire, WI (1)
- Hudson, WI (1)
- Prescott, WI (1)
- Rice Lake, WI (1)
- River Falls, WI (1)
HMDA 2025
Mortgage lending
In 2025, Westconsin Credit Union reported 1,941 home-loan applications under HMDA (LEI 254900X6OAHFW6BUT219): 1,435 originated ($214,825,000 total), 268 denied, and 199 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Westconsin Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66742
- RSSD ID
- 591599
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- PO Box 160, Menomonie, WI 54751
- Employees
- 442
Quick answers
Westconsin Credit Union: common questions
Is Westconsin Credit Union NCUA insured?
Yes. Westconsin Credit Union is a federally insured credit union (NCUA charter #66742). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Westconsin Credit Union's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Westconsin Credit Union have?
16 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Menomonie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dairy State BankBank Rice Lake, WI | 80 out of 100, Strong | $730.3M | 12.0% | 0.06% | vs |
| Independence State BankBank Independence, WI | 75 out of 100, Strong | $84.2M | 10.4% | 0.00% | vs |
| Royal Credit UnionCredit union Eau Claire, WI | 73 out of 100, Strong | $5.9B | 10.8% | 0.43% | vs |
| Alliance BankBank Mondovi, WI | 72 out of 100, Strong | $266.0M | 9.0% | 0.58% | vs |
| Waumandee State BankBank Waumandee, WI | 67 out of 100, Moderate | $345.5M | 9.4% | 0.60% | vs |
| Peoples State Bank of PlainviewBank Plainview, MN | 66 out of 100, Moderate | $429.1M | 8.9% | 0.95% | vs |