Side-by-side · Q2 2026 data
Altura Federal Credit Union vs Orange County'S Federal Credit Union
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Metric by metric
| Measure | Altura Federal Credit Union | Orange County'S Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 62 (stronger) | 57 |
| Loan quality | 78 | 78 |
| Earnings | 48 | 73 (stronger) |
| Funding & liquidity | 85 (stronger) | 66 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 58th | 58th |
| Total assets | $2.6B | $3.1B |
| Deposits / shares | $2.4B | $2.6B |
| Capital ratio | 11.17% (stronger) | 10.66% |
| Problem loans | 0.65% (stronger) | 0.65% |
| Net charge-offs | 1.09% | 0.48% (stronger) |
| Return on assets | 0.71% | 1.31% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 94.6% |
| Uninsured deposits | 8.0% (stronger) | 8.4% |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Altura Federal Credit Union leads on 4 and Orange County'S Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.