Altura Federal Credit Union is a federal credit union headquartered in Riverside, California, in business for about 69 years. At the end of Q2 2026 it reported $2.6B in total assets and $2.4B in member shares and deposits, with 13 offices.
Based on its Q2 2026 filing, Altura Federal Credit Union scores 70/100, which we describe as strong. That is higher than 58% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 115th. Its strongest component is problem-loan coverage (92/100; 4.0%), and its lowest is earnings (48/100; 0.71%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
7 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (74 → 70), mostly because the earnings component weakened by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 73 |
| Q1 2026 | 69 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q4 2024 | 10.08% |
| Q1 2025 | 10.08% |
| Q2 2025 | 10.81% |
| Q3 2025 | 11.10% |
| Q4 2025 | 11.14% |
| Q1 2026 | 10.87% |
| Q2 2026 | 11.17% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q4 2024 | 0.48% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.50% |
| Q2 2026 | 0.65% |
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| Quarter | Return on assets |
|---|---|
| Q4 2024 | 0.74% |
| Q1 2025 | 0.51% |
| Q2 2025 | 1.27% |
| Q3 2025 | 1.15% |
| Q4 2025 | 1.08% |
| Q1 2026 | 0.52% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $2.6B | 11.17% | 0.65% | 0.71% | 75.0% |
| Q1 2026 | 69 | $2.7B | 10.87% | 0.50% | 0.52% | 72.1% |
| Q4 2025 | 73 | $2.6B | 11.14% | 0.61% | 1.08% | 74.4% |
| Q3 2025 | 74 | $2.5B | 11.10% | 0.51% | 1.15% | 75.5% |
| Q2 2025 | 74 | $2.6B | 10.81% | 0.52% | 1.27% | 74.9% |
| Q1 2025 | 68 | $2.6B | 10.08% | 0.36% | 0.51% | 74.9% |
| Q4 2024 | 68 | $2.6B | 10.08% | 0.48% | 0.74% | 79.3% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Partners Federal Credit UnionCredit union Burbank, CA | 68 out of 100, Moderate | $2.8B | 11.7% | 0.74% | vs |
| Firefighters First Federal Credit UnionCredit union Los Angeles, CA | 68 out of 100, Moderate | $2.5B | 9.4% | 0.19% | vs |
| Arrowhead Federal Credit UnionCredit union Rancho Cucamong, CA | 72 out of 100, Strong | $2.9B | 11.4% | 0.90% | vs |
| Coast Central Credit UnionCredit union Eureka, CA | 74 out of 100, Strong | $2.3B | 12.0% | 0.70% | vs |
| Orange County'S Federal Credit UnionCredit union Santa Ana, CA | 70 out of 100, Strong | $3.1B | 10.7% | 0.65% | vs |
| Lbs Financial Credit UnionCredit union Long Beach, CA | 79 out of 100, Strong | $2.2B | 13.1% | 0.61% | vs |
Deposit insurance
Is my money safe at Altura Federal Credit Union?
Yes. Altura Federal Credit Union is a federally insured credit union (NCUA charter #24969). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.0% of shares and deposits ($188.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.17%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
13 locations
Branches
Altura Federal Credit Union lists 13 offices in 9 cities. Most locations:
- Riverside, CA (5)
- Banning, CA (1)
- Coachella, CA (1)
- Corona, CA (1)
- Eastvale, CA (1)
- Hemet, CA (1)
- Indio, CA (1)
- Murrieta, CA (1)
- Wildomar, CA (1)
Identity & history
Profile
- Legal name
- Altura Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24969
- RSSD ID
- 866792
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 2847 Campus Pkwy, Riverside, CA 92507
- Employees
- 488
Quick answers
Altura Federal Credit Union: common questions
Is Altura Federal Credit Union NCUA insured?
Yes. Altura Federal Credit Union is a federally insured credit union (NCUA charter #24969). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Altura Federal Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Altura Federal Credit Union have?
13 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Riverside
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Redlands City Employees Federal Credit UnionCredit union Redlands, CA | 94 out of 100, Very strong | $10.2M | 25.4% | 0.00% | vs |
| Ontario Public Employees Federal Credit UnionCredit union Ontario, CA | 87 out of 100, Very strong | $23.2M | 15.5% | 1.02% | vs |
| Vida Federal Credit UnionCredit union Ontario, CA | 83 out of 100, Strong | $174.6M | 13.8% | 0.13% | vs |
| Novo Federal Credit UnionCredit union Norco, CA | 80 out of 100, Strong | $21.4M | 13.2% | 0.43% | vs |
| HCN BankBank Riverside, CA | 79 out of 100, Strong | $998.4M | 11.7% | 0.00% | vs |
| Chino Commercial Bank, N.A.Bank Chino, CA | 79 out of 100, Strong | $516.7M | 12.5% | 0.49% | vs |