Side-by-side · Q2 2026 data
Amboy Bank vs BCB Community Bank
Metric by metric
| Measure | Amboy Bank | BCB Community Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 28 |
| Capital cushion | 72 (stronger) | 54 |
| Loan quality | 90 (stronger) | 5 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 45 (stronger) | 29 |
| Problem-loan coverage | 96 (stronger) | 58 |
| Peer percentile | 90th | 0th |
| Total assets | $3.1B | $3.1B |
| Deposits / shares | $2.7B | $2.6B |
| Capital ratio | 12.19% (stronger) | 10.38% |
| Problem loans | 0.30% (stronger) | 2.85% |
| Net charge-offs | -0.12% (stronger) | 0.78% |
| Return on assets | 2.60% (stronger) | -0.50% |
| Loans ÷ deposits | 72.8% (stronger) | 98.6% |
| Uninsured deposits | 53.2% | 44.8% (stronger) |
| Offices | 23 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | — |
Amboy Bank has the higher TellerScore (80 vs 28). On the 7 directional measures above (where higher or lower is clearly better), Amboy Bank leads on 6 and BCB Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.