Side-by-side · Q2 2026 data
Amboy Bank vs Manasquan Bank
Metric by metric
| Measure | Amboy Bank | Manasquan Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 72 (stronger) | 47 |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 45 | 45 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 90th | 19th |
| Total assets | $3.1B | $3.6B |
| Deposits / shares | $2.7B | $3.1B |
| Capital ratio | 12.19% (stronger) | 9.69% |
| Problem loans | 0.30% (stronger) | 0.64% |
| Net charge-offs | -0.12% (stronger) | 0.28% |
| Return on assets | 2.60% (stronger) | 0.67% |
| Loans ÷ deposits | 72.8% (stronger) | 95.3% |
| Uninsured deposits | 53.2% | 32.6% (stronger) |
| Offices | 23 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | 10.8% |
Amboy Bank has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Amboy Bank leads on 6 and Manasquan Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Howell, NJ
- Metuchen, NJ