Manasquan Bank (FDIC certificate #30470) is based in Manasquan, New Jersey. Its Q2 2026 call report shows $3.6B in total assets and $3.1B in deposits and 15 offices.
Based on its Q2 2026 filing, Manasquan Bank scores 59/100, which we describe as moderate. That is higher than only 19% of 897 banks with $1 billion – $10 billion. Among 50 banks headquartered in New Jersey, it ranks 37th. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is funding & liquidity (45/100; 95% loans-to-deposits, 33% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 59).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 64 |
| Q4 2024 | 57 |
| Q1 2025 | 60 |
| Q2 2025 | 58 |
| Q3 2025 | 57 |
| Q4 2025 | 57 |
| Q1 2026 | 56 |
| Q2 2026 | 59 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.41% |
| Q3 2024 | 9.43% |
| Q4 2024 | 9.40% |
| Q1 2025 | 9.49% |
| Q2 2025 | 9.47% |
| Q3 2025 | 9.30% |
| Q4 2025 | 9.33% |
| Q1 2026 | 9.65% |
| Q2 2026 | 9.69% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.59% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $3.6B | 9.69% | 0.64% | 0.67% | 95.3% |
| Q1 2026 | 56 | $3.5B | 9.65% | 0.75% | 0.39% | 95.6% |
| Q4 2025 | 57 | $3.4B | 9.33% | 0.85% | 0.85% | 95.2% |
| Q3 2025 | 57 | $3.4B | 9.30% | 0.86% | 0.85% | 94.2% |
| Q2 2025 | 58 | $3.3B | 9.47% | 0.72% | 0.80% | 98.3% |
| Q1 2025 | 60 | $3.3B | 9.49% | 0.57% | 0.75% | 99.2% |
| Q4 2024 | 57 | $3.2B | 9.40% | 0.59% | 0.58% | 100.4% |
| Q3 2024 | 64 | $3.1B | 9.43% | 0.04% | 0.60% | 98.4% |
| Q2 2024 | 64 | $3.0B | 9.41% | 0.04% | 0.59% | 96.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sumitomo Mitsui Trust Bank (U.S.A.) LimitedBank Hoboken, NJ | 85 out of 100, Very strong | $3.9B | 12.7% | 0.00% | vs |
| Unity BankBank Clinton, NJ | 69 out of 100, Moderate | $3.2B | 12.9% | 1.23% | vs |
| Spencer Savings Bank, SLABank Elmwood Park, NJ | 61 out of 100, Moderate | $4.0B | 11.2% | 0.58% | vs |
| Amboy BankBank Old Bridge, NJ | 80 out of 100, Strong | $3.1B | 12.2% | 0.30% | vs |
| BCB Community BankBank Bayonne, NJ | 28 out of 100, Low | $3.1B | 10.4% | 2.85% | vs |
| First BankBank Hamilton, NJ | 59 out of 100, Moderate | $4.1B | 10.2% | 0.86% | vs |
Deposit insurance
Is my money safe at Manasquan Bank?
Yes. Manasquan Bank is an FDIC-insured institution (FDIC certificate #30470). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.6% of deposits ($1.0B) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.69%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.94% (benchmark: 10%).
15 locations
Branches
Manasquan Bank lists 15 offices in 12 cities. Most locations:
- Manasquan, NJ (3)
- Howell, NJ (2)
- Bay Head, NJ (1)
- Brick, NJ (1)
- Colts Neck, NJ (1)
- Little Egg Harbor Township, NJ (1)
- Metuchen, NJ (1)
- Ocean, NJ (1)
- Point Pleasant Beach, NJ (1)
- Shrewsbury, NJ (1)
- Spring Lake, NJ (1)
- Stafford Township, NJ (1)
HMDA 2025
Mortgage lending
In 2025, Manasquan Bank reported 808 home-loan applications under HMDA (LEI 549300VACYYK343SKH92): 649 originated ($341,835,000 total), 82 denied, and 46 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Manasquan Bank
- Former names
- Manasquan Savings Bank; Manasquan Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 30470
- RSSD ID
- 459671
- Primary regulator
- FDIC
- Holding company
- Mb Mutual Holding Co
- Established
- January 1, 1874
- Headquarters
- 2221 Landmark Pl, Manasquan, NJ 08736
- Website
- www.manasquanbank.com
- Employees
- 271
Quick answers
Manasquan Bank: common questions
Is Manasquan Bank FDIC insured?
Yes. Manasquan Bank is an FDIC-insured institution (FDIC certificate #30470). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Manasquan Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Manasquan Bank ever failed?
There is no failure record for FDIC certificate #30470 in the FDIC failed bank list.
How many branches does Manasquan Bank have?
15 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Manasquan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ocean County Employees Federal Credit UnionCredit union Toms River, NJ | 97 out of 100, Very strong | $1.4M | 20.0% | 0.33% | vs |
| First Atlantic Federal Credit UnionCredit union Eatontown, NJ | 86 out of 100, Very strong | $332.2M | 13.8% | 0.79% | vs |
| Amboy BankBank Old Bridge, NJ | 80 out of 100, Strong | $3.1B | 12.2% | 0.30% | vs |
| Monmouth County Postal Employees Credit UnionCredit union Red Bank, NJ | 79 out of 100, Strong | $21.9M | 20.6% | 0.15% | vs |
| Public Service H C Employees Federal Credit UnionCredit union Brick, NJ | 74 out of 100, Strong | $7.1M | 39.5% | 1.89% | vs |
| Unity BankBank Clinton, NJ | 69 out of 100, Moderate | $3.2B | 12.9% | 1.23% | vs |