Side-by-side · Q2 2026 data
Amerant Bank, National Association vs Desjardins Bank, National Association
Bank
Amerant Bank, National Association
Coral Gables, Florida · $10 billion – $100 billion
Metric by metric
| Measure | Amerant Bank, National Association | Desjardins Bank, National Association |
|---|---|---|
| TellerScore | 43 | 84 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 17 | 90 (stronger) |
| Earnings | 56 | 70 (stronger) |
| Funding & liquidity | 44 | 51 (stronger) |
| Problem-loan coverage | 65 | 98 (stronger) |
| Peer percentile | 9th | 86th |
| Total assets | $10.3B | $362.1M |
| Deposits / shares | $8.4B | $292.9M |
| Capital ratio | 9.88% | 19.31% (stronger) |
| Problem loans | 2.49% | 0.31% (stronger) |
| Net charge-offs | 0.26% | 0.00% (stronger) |
| Return on assets | 0.90% | 1.25% (stronger) |
| Loans ÷ deposits | 81.1% (stronger) | 91.4% |
| Uninsured deposits | 46.7% | 30.6% (stronger) |
| Offices | 24 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | — |
Desjardins Bank, National Association has the higher TellerScore (84 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Amerant Bank, National Association leads on 1 and Desjardins Bank, National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.