Desjardins Bank, National Association is a national bank headquartered in Hallandale, Florida, in business for about 34 years. At the end of Q2 2026 it reported $362.1M in total assets and $292.9M in deposits, with 2 offices.
Based on its Q2 2026 filing, Desjardins Bank, National Association scores 84/100, which we describe as strong. That is higher than 86% of 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 4th. Its strongest component is capital cushion (100/100; 19.31%), and its lowest is funding & liquidity (51/100; 91% loans-to-deposits, 31% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (87 → 84), mostly because the loan quality component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 91 |
| Q4 2024 | 91 |
| Q1 2025 | 87 |
| Q2 2025 | 87 |
| Q3 2025 | 88 |
| Q4 2025 | 80 |
| Q1 2026 | 87 |
| Q2 2026 | 84 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.11% |
| Q3 2024 | 17.78% |
| Q4 2024 | 17.91% |
| Q1 2025 | 18.35% |
| Q2 2025 | 18.75% |
| Q3 2025 | 19.42% |
| Q4 2025 | 19.50% |
| Q1 2026 | 19.82% |
| Q2 2026 | 19.31% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.78% |
| Q3 2024 | 2.00% |
| Q4 2024 | 1.90% |
| Q1 2025 | 1.53% |
| Q2 2025 | 1.48% |
| Q3 2025 | 1.49% |
| Q4 2025 | 1.27% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $362.1M | 19.31% | 0.31% | 1.25% | 91.4% |
| Q1 2026 | 87 | $340.6M | 19.82% | 0.05% | 1.38% | 96.4% |
| Q4 2025 | 80 | $353.1M | 19.50% | 0.70% | 1.27% | 94.1% |
| Q3 2025 | 88 | $334.3M | 19.42% | 0.01% | 1.49% | 101.8% |
| Q2 2025 | 87 | $335.3M | 18.75% | 0.04% | 1.48% | 103.3% |
| Q1 2025 | 87 | $335.6M | 18.35% | 0.03% | 1.53% | 108.9% |
| Q4 2024 | 91 | $354.0M | 17.91% | 0.03% | 1.90% | 96.7% |
| Q3 2024 | 91 | $341.2M | 17.78% | 0.16% | 2.00% | 101.8% |
| Q2 2024 | 89 | $327.9M | 17.11% | 0.03% | 1.78% | 107.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Mount DoraBank Mount Dora, FL | 77 out of 100, Strong | $358.0M | 12.3% | 0.41% | vs |
| Interamerican Bank, A FSBBank Miami, FL | 65 out of 100, Moderate | $355.7M | 11.2% | 0.73% | vs |
| Gulfside BankBank Sarasota, FL | 76 out of 100, Strong | $344.6M | 11.2% | 0.00% | vs |
| TCM Bank, National AssociationBank Tampa, FL | 57 out of 100, Moderate | $382.4M | 18.3% | 0.93% | vs |
| Central BankBank Tampa, FL | 63 out of 100, Moderate | $386.8M | 9.1% | 0.04% | vs |
| Locality BankBank Fort Lauderdale, FL | 55 out of 100, Moderate | $396.2M | 12.9% | 1.55% | vs |
Deposit insurance
Is my money safe at Desjardins Bank, National Association?
Yes. Desjardins Bank, National Association is an FDIC-insured institution (FDIC certificate #33565). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.6% of deposits ($89.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.31%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Desjardins Bank, National Association lists 2 offices in 2 cities. Most locations:
- Hallandale, FL (1)
- Pompano Beach, FL (1)
Identity & history
Profile
- Legal name
- Desjardins Bank, National Association
- Former names
- Desjardins Federal Savings Bank
- Type
- National bank
- FDIC certificate #
- 33565
- RSSD ID
- 1940747
- Primary regulator
- OCC
- Holding company
- Desjardins Group the
- Established
- February 28, 1992
- Headquarters
- 1001 E Hallandale Beach Blvd, Hallandale, FL 33009
- Website
- www.desjardinsbank.com
- Employees
- 48
Quick answers
Desjardins Bank, National Association: common questions
Is Desjardins Bank, National Association FDIC insured?
Yes. Desjardins Bank, National Association is an FDIC-insured institution (FDIC certificate #33565). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Desjardins Bank, National Association's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Desjardins Bank, National Association ever failed?
There is no failure record for FDIC certificate #33565 in the FDIC failed bank list.
How many branches does Desjardins Bank, National Association have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hallandale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |
| Pompano Beach City Emp. Credit UnionCredit union Pompano Beach, FL | 80 out of 100, Strong | $31.0M | 19.3% | 0.06% | vs |