Side-by-side · Q2 2026 data
Amerasia Bank vs First Central Savings Bank
Metric by metric
| Measure | Amerasia Bank | First Central Savings Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 47 | 60 (stronger) |
| Earnings | 92 (stronger) | 59 |
| Funding & liquidity | 64 (stronger) | 47 |
| Problem-loan coverage | 85 (stronger) | 69 |
| Peer percentile | 86th | 16th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $914.0M | $891.0M |
| Capital ratio | 15.12% (stronger) | 10.30% |
| Problem loans | 1.59% | 1.19% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.79% (stronger) | 0.97% |
| Loans ÷ deposits | 89.1% (stronger) | 99.7% |
| Uninsured deposits | 21.9% (stronger) | 27.5% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.1% |
Amerasia Bank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Amerasia Bank leads on 5 and First Central Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.