Headquartered in Flushing, New York, Amerasia Bank is a state-chartered bank with $1.1B in total assets and $914.0M in deposits as of Q2 2026. It operates 8 offices across 2 states. Its charter dates back to 1988.
Based on its Q2 2026 filing, Amerasia Bank scores 78/100, which we describe as strong. That is higher than 86% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 17th. Its strongest component is capital cushion (100/100; 15.12%), and its lowest is loan quality (47/100; 1.59%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (86 → 78), mostly because the loan quality component weakened by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 85 |
| Q4 2024 | 83 |
| Q1 2025 | 84 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 78 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.52% |
| Q3 2024 | 15.28% |
| Q4 2024 | 14.35% |
| Q1 2025 | 14.43% |
| Q2 2025 | 14.75% |
| Q3 2025 | 15.40% |
| Q4 2025 | 15.41% |
| Q1 2026 | 15.38% |
| Q2 2026 | 15.12% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.86% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.82% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.59% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.97% |
| Q3 2024 | 2.04% |
| Q4 2024 | 1.91% |
| Q1 2025 | 1.99% |
| Q2 2025 | 2.10% |
| Q3 2025 | 2.36% |
| Q4 2025 | 2.10% |
| Q1 2026 | 1.88% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $1.1B | 15.12% | 1.59% | 1.79% | 89.1% |
| Q1 2026 | 78 | $1.0B | 15.38% | 1.63% | 1.88% | 90.4% |
| Q4 2025 | 87 | $1000.0M | 15.41% | 0.82% | 2.10% | 88.6% |
| Q3 2025 | 87 | $993.9M | 15.40% | 0.78% | 2.36% | 91.3% |
| Q2 2025 | 86 | $996.9M | 14.75% | 0.86% | 2.10% | 91.7% |
| Q1 2025 | 84 | $995.9M | 14.43% | 0.84% | 1.99% | 93.4% |
| Q4 2024 | 83 | $962.1M | 14.35% | 0.86% | 1.91% | 96.0% |
| Q3 2024 | 85 | $937.4M | 15.28% | 0.86% | 2.04% | 99.0% |
| Q2 2024 | 92 | $864.9M | 15.52% | 0.00% | 1.97% | 106.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Central Savings BankBank Glen Cove, NY | 57 out of 100, Moderate | $1.0B | 10.3% | 1.19% | vs |
| Walden Savings BankBank Montgomery, NY | 62 out of 100, Moderate | $1.0B | 10.2% | 1.05% | vs |
| Solvay BankBank Solvay, NY | 67 out of 100, Moderate | $1.2B | 9.5% | 0.11% | vs |
| Genesee Regional BankBank Rochester, NY | 72 out of 100, Strong | $1.3B | 11.0% | 0.59% | vs |
| Greene County Commercial BankBank Catskill, NY | 73 out of 100, Strong | $1.3B | 10.1% | 0.00% | vs |
| Ballston Spa National BankBank Ballston Spa, NY | 55 out of 100, Moderate | $1.4B | 8.7% | 0.23% | vs |
Deposit insurance
Is my money safe at Amerasia Bank?
Yes. Amerasia Bank is an FDIC-insured institution (FDIC certificate #27267). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.9% of deposits ($199.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.12%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.27% (benchmark: 10%).
8 locations
Branches
Amerasia Bank lists 8 offices in 7 cities across 2 states. Most locations:
- Miami, FL (2)
- Bayside, NY (1)
- Doral, FL (1)
- Elmhurst, NY (1)
- Flushing, NY (1)
- Orlando, FL (1)
- Sunrise, FL (1)
Identity & history
Profile
- Legal name
- Amerasia Bank
- Type
- State-chartered bank
- FDIC certificate #
- 27267
- RSSD ID
- 1169650
- Primary regulator
- FDIC
- Established
- June 20, 1988
- Headquarters
- 4106 Main St, Flushing, NY 11355
- Website
- www.amerasiabankny.com
- Employees
- 93
Quick answers
Amerasia Bank: common questions
Is Amerasia Bank FDIC insured?
Yes. Amerasia Bank is an FDIC-insured institution (FDIC certificate #27267). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Amerasia Bank's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Amerasia Bank ever failed?
There is no failure record for FDIC certificate #27267 in the FDIC failed bank list.
How many branches does Amerasia Bank have?
8 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Flushing
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |