Side-by-side · Q2 2026 data
Amerasia Bank vs First Colony Bank of Florida
Metric by metric
| Measure | Amerasia Bank | First Colony Bank of Florida |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 47 | 94 (stronger) |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 64 | 76 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 86th | 75th |
| Total assets | $1.1B | $291.1M |
| Deposits / shares | $914.0M | $262.4M |
| Capital ratio | 15.12% (stronger) | 9.94% |
| Problem loans | 1.59% | 0.17% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.79% | 2.07% (stronger) |
| Loans ÷ deposits | 89.1% | 75.5% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 23.0% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Amerasia Bank leads on 2 and First Colony Bank of Florida on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.