Side-by-side · Q2 2026 data
America First Federal Credit Union vs Delta Community Credit Union
Metric by metric
| Measure | America First Federal Credit Union | Delta Community Credit Union |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 68 | 76 (stronger) |
| Loan quality | 52 | 93 (stronger) |
| Earnings | 89 (stronger) | 67 |
| Funding & liquidity | 79 (stronger) | 77 |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 67th | 89th |
| Total assets | $26.0B | $9.1B |
| Deposits / shares | $22.7B | $8.0B |
| Capital ratio | 11.80% | 12.58% (stronger) |
| Problem loans | 1.45% | 0.22% (stronger) |
| Net charge-offs | 0.90% | 0.30% (stronger) |
| Return on assets | 1.72% (stronger) | 1.17% |
| Loans ÷ deposits | 81.2% (stronger) | 83.7% |
| Uninsured deposits | 13.8% | 7.1% (stronger) |
| Offices | 94 | 23 |
| CFPB complaints (3 yrs) | 531 | — |
| Complaints per $1B deposits | 23.4 | — |
| Mortgage denial rate (HMDA) | 22.5% | 33.7% |
Delta Community Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), America First Federal Credit Union leads on 2 and Delta Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.