Delta Community Credit Union (NCUA charter #66357) is based in Atlanta, Georgia. Its Q2 2026 call report shows $9.1B in total assets and $8.0B in member shares and deposits and 23 offices across 4 states.
Delta Community Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 89% of its 454 credit unions with $1 billion – $10 billion. Among 71 credit unions headquartered in Georgia, it ranks 21st. Problem-loan coverage contributes the most (97/100, 1.3%); earnings contributes the least (67/100, 1.17%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 77 |
| Q2 2025 | 78 |
| Q3 2025 | 77 |
| Q4 2025 | 77 |
| Q1 2026 | 79 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.73% |
| Q3 2024 | 11.81% |
| Q4 2024 | 11.87% |
| Q1 2025 | 11.73% |
| Q2 2025 | 12.07% |
| Q3 2025 | 12.24% |
| Q4 2025 | 12.26% |
| Q1 2026 | 12.22% |
| Q2 2026 | 12.58% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.22% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.83% |
| Q2 2025 | 0.88% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.98% |
| Q2 2026 | 1.17% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $9.1B | 12.58% | 0.22% | 1.17% | 83.7% |
| Q1 2026 | 79 | $9.1B | 12.22% | 0.18% | 0.98% | 79.3% |
| Q4 2025 | 77 | $8.9B | 12.26% | 0.29% | 0.79% | 79.7% |
| Q3 2025 | 77 | $8.8B | 12.24% | 0.28% | 0.83% | 78.4% |
| Q2 2025 | 78 | $8.8B | 12.07% | 0.22% | 0.88% | 75.3% |
| Q1 2025 | 77 | $8.9B | 11.73% | 0.18% | 0.83% | 71.2% |
| Q4 2024 | 73 | $8.7B | 11.87% | 0.30% | 0.44% | 73.8% |
| Q3 2024 | 73 | $8.6B | 11.81% | 0.28% | 0.41% | 74.3% |
| Q2 2024 | 72 | $8.6B | 11.73% | 0.29% | 0.38% | 73.9% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| Georgia'S Own Credit UnionCredit union Atlanta, GA | 50 out of 100, Below average | $4.2B | 10.0% | 1.15% | vs |
| Associated Credit UnionCredit union Norcross, GA | 77 out of 100, Strong | $2.5B | 13.0% | 0.30% | vs |
| Georgia United Credit UnionCredit union Duluth, GA | 67 out of 100, Moderate | $2.5B | 11.1% | 0.89% | vs |
| Center Parc Credit UnionCredit union Atlanta, GA | 69 out of 100, Moderate | $2.4B | 13.8% | 1.03% | vs |
| Lge Community Credit UnionCredit union Marietta, GA | 71 out of 100, Strong | $2.4B | 12.0% | 0.47% | vs |
Deposit insurance
Is my money safe at Delta Community Credit Union?
Yes. Delta Community Credit Union is a federally insured credit union (NCUA charter #66357). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.1% of shares and deposits ($568.6M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 12.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
23 locations
Branches
Delta Community Credit Union lists 23 offices in 17 cities across 4 states. Most locations:
- Atlanta, GA (5)
- Peachtree City, GA (2)
- Stockbridge, GA (2)
- Buford, GA (1)
- Canton, GA (1)
- Decatur, GA (1)
- Duluth, GA (1)
- Fayetteville, GA (1)
- Florence, KY (1)
- Gainesville, GA (1)
- Johns Creek, GA (1)
- Marietta, GA (1)
HMDA 2025
Mortgage lending
In 2025, Delta Community Credit Union reported 5,743 home-loan applications under HMDA (LEI 549300Y4BSP3BSFW7J29): 3,188 originated ($796,800,000 total), 1,629 denied, and 904 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Visa Platinum Rewards | 13.25% – 17.25% | $0 | $25 | 1.0% |
Identity & history
Profile
- Legal name
- Delta Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66357
- RSSD ID
- 112499
- Primary regulator
- State + NCUA
- Established
- 1940
- Headquarters
- 3250 Riverwood Pkwy SE, Atlanta, GA 30339
- Employees
- 1,405
Quick answers
Delta Community Credit Union: common questions
Is Delta Community Credit Union NCUA insured?
Yes. Delta Community Credit Union is a federally insured credit union (NCUA charter #66357). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Delta Community Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Delta Community Credit Union have?
23 offices as of the latest NCUA data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Atlanta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| CIBC National Trust CompanyBank Atlanta, GA | 93 out of 100, Very strong | $412.8M | 59.6% | 0.00% | vs |
| Knox County Teachers Federal Credit UnionCredit union Knoxville, TN | 93 out of 100, Very strong | $34.4M | 15.5% | 0.01% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Northside Federal Credit UnionCredit union Atlanta, GA | 88 out of 100, Very strong | $20.8M | 18.9% | 0.54% | vs |
| Genuine Parts Credit UnionCredit union Norcross, GA | 87 out of 100, Very strong | $19.5M | 79.2% | 0.00% | vs |