Side-by-side · Q2 2026 data
American Airlines Federal Credit Union vs Rally Credit Union
Credit union
American Airlines Federal Credit Union
Fort Worth, Texas · $1 billion – $10 billion
Metric by metric
| Measure | American Airlines Federal Credit Union | Rally Credit Union |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 67 | 90 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 56 | 66 (stronger) |
| Funding & liquidity | 94 (stronger) | 54 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 75th | 79th |
| Total assets | $9.5B | $4.8B |
| Deposits / shares | $8.3B | $4.0B |
| Capital ratio | 11.68% | 14.02% (stronger) |
| Problem loans | 0.60% (stronger) | 0.75% |
| Net charge-offs | 0.46% (stronger) | 1.01% |
| Return on assets | 0.91% | 1.16% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 105.0% |
| Uninsured deposits | 12.7% (stronger) | 15.7% |
| Offices | 31 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.5% | 49.8% |
Rally Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), American Airlines Federal Credit Union leads on 4 and Rally Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.