Side-by-side · Q2 2026 data
American Airlines Federal Credit Union vs Safe 1 Credit Union
Credit union
American Airlines Federal Credit Union
Fort Worth, Texas · $1 billion – $10 billion
Metric by metric
| Measure | American Airlines Federal Credit Union | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 56 | 90 (stronger) |
| Funding & liquidity | 94 (stronger) | 68 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 75th | 98th |
| Total assets | $9.5B | $1.2B |
| Deposits / shares | $8.3B | $963.8M |
| Capital ratio | 11.68% | 16.03% (stronger) |
| Problem loans | 0.60% | 0.37% (stronger) |
| Net charge-offs | 0.46% | 0.40% (stronger) |
| Return on assets | 0.91% | 1.74% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 92.4% |
| Uninsured deposits | 12.7% | 1.8% (stronger) |
| Offices | 31 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.5% | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), American Airlines Federal Credit Union leads on 1 and Safe 1 Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.