Side-by-side · Q2 2026 data
American Bank & Trust vs CorTrust Bank National Association
Metric by metric
| Measure | American Bank & Trust | CorTrust Bank National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 63 (stronger) | 49 |
| Loan quality | 81 (stronger) | 77 |
| Earnings | 74 (stronger) | 35 |
| Funding & liquidity | 56 | 81 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 66th | 27th |
| Total assets | $2.2B | $1.6B |
| Deposits / shares | $2.0B | $1.4B |
| Capital ratio | 11.28% (stronger) | 9.92% |
| Problem loans | 0.57% (stronger) | 0.70% |
| Net charge-offs | 0.01% (stronger) | 0.72% |
| Return on assets | 1.34% (stronger) | 0.38% |
| Loans ÷ deposits | 80.7% | 72.9% (stronger) |
| Uninsured deposits | 36.8% | 20.8% (stronger) |
| Offices | 20 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 8.4% |
American Bank & Trust has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 5 and CorTrust Bank National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.