CorTrust Bank National Association (FDIC certificate #6063) is based in Mitchell, South Dakota. Its Q2 2026 call report shows $1.6B in total assets and $1.4B in deposits and 36 offices across 2 states.
CorTrust Bank National Association has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 897 banks with $1 billion – $10 billion. Among 56 banks headquartered in South Dakota, it ranks 46th. Problem-loan coverage contributes the most (91/100, 4.7%); earnings contributes the least (35/100, 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 64 |
| Q4 2024 | 66 |
| Q1 2025 | 68 |
| Q2 2025 | 63 |
| Q3 2025 | 65 |
| Q4 2025 | 61 |
| Q1 2026 | 60 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.46% |
| Q3 2024 | 9.58% |
| Q4 2024 | 9.73% |
| Q1 2025 | 10.02% |
| Q2 2025 | 10.05% |
| Q3 2025 | 10.21% |
| Q4 2025 | 10.35% |
| Q1 2026 | 10.14% |
| Q2 2026 | 9.92% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.98% |
| Q1 2026 | 0.97% |
| Q2 2026 | 0.70% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $1.6B | 9.92% | 0.70% | 0.38% | 72.9% |
| Q1 2026 | 60 | $1.6B | 10.14% | 0.97% | 0.27% | 70.9% |
| Q4 2025 | 61 | $1.5B | 10.35% | 0.98% | 0.53% | 76.8% |
| Q3 2025 | 65 | $1.5B | 10.21% | 0.45% | 0.47% | 76.9% |
| Q2 2025 | 63 | $1.5B | 10.05% | 0.52% | 0.44% | 78.4% |
| Q1 2025 | 68 | $1.5B | 10.02% | 0.08% | 0.42% | 77.0% |
| Q4 2024 | 66 | $1.5B | 9.73% | 0.04% | 0.24% | 79.0% |
| Q3 2024 | 64 | $1.5B | 9.58% | 0.08% | 0.14% | 77.5% |
| Q2 2024 | 64 | $1.5B | 9.46% | 0.09% | 0.16% | 78.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| 1st Financial Bank USABank Dakota Dunes, SD | 74 out of 100, Strong | $1.4B | 16.3% | 1.51% | vs |
| Plains Commerce BankBank Sioux Falls, SD | 59 out of 100, Moderate | $1.3B | 10.0% | 1.22% | vs |
| BankWest, Inc.Bank Pierre, SD | 38 out of 100, Low | $1.9B | 9.2% | 2.76% | vs |
| First National BankBank Fort Pierre, SD | 84 out of 100, Strong | $2.0B | 21.9% | 0.69% | vs |
| The First National Bank in Sioux FallsBank Sioux Falls, SD | 67 out of 100, Moderate | $2.1B | 10.3% | 0.41% | vs |
Deposit insurance
Is my money safe at CorTrust Bank National Association?
Yes. CorTrust Bank National Association is an FDIC-insured institution (FDIC certificate #6063). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.8% of deposits ($285.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.92%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.30% (benchmark: 10%).
36 locations
Branches
CorTrust Bank National Association lists 36 offices in 30 cities across 2 states. Most locations:
- Sioux Falls, SD (5)
- Mitchell, SD (2)
- Yankton, SD (2)
- Aberdeen, SD (1)
- Anoka, MN (1)
- Artesian, SD (1)
- Blaine, MN (1)
- Bowdle, SD (1)
- Brooklyn Park, MN (1)
- Buffalo, MN (1)
- Champlin, MN (1)
- Delano, MN (1)
HMDA 2025
Mortgage lending
In 2025, CorTrust Bank National Association reported 542 home-loan applications under HMDA (LEI 2138004QPZ7FMGPTU106): 464 originated ($68,920,000 total), 43 denied, and 31 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- CorTrust Bank National Association
- Former names
- Live Stock State Bank; CorTrust Bank
- Type
- National bank
- FDIC certificate #
- 6063
- RSSD ID
- 61355
- Primary regulator
- OCC
- Holding company
- Hopkins Financial Corp
- Established
- October 31, 1930
- Headquarters
- 100 E Havens Ave, Mitchell, SD 57301
- Website
- www.cortrustbank.com
- Employees
- 299
Quick answers
CorTrust Bank National Association: common questions
Is CorTrust Bank National Association FDIC insured?
Yes. CorTrust Bank National Association is an FDIC-insured institution (FDIC certificate #6063). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is CorTrust Bank National Association's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has CorTrust Bank National Association ever failed?
There is no failure record for FDIC certificate #6063 in the FDIC failed bank list.
How many branches does CorTrust Bank National Association have?
36 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Mitchell
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers State BankBank Parkston, SD | 76 out of 100, Strong | $254.8M | 10.0% | 0.00% | vs |
| First Dakota National BankBank Yankton, SD | 72 out of 100, Strong | $3.4B | 10.4% | 0.30% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| Palace City Federal Credit UnionCredit union Mitchell, SD | 72 out of 100, Strong | $16.5M | 9.9% | 0.01% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
| Plains Commerce BankBank Sioux Falls, SD | 59 out of 100, Moderate | $1.3B | 10.0% | 1.22% | vs |