Side-by-side · Q2 2026 data
American Bank & Trust vs Security Savings Bank
Metric by metric
| Measure | American Bank & Trust | Security Savings Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 44 |
| Loan quality | 81 | 97 (stronger) |
| Earnings | 74 (stronger) | 57 |
| Funding & liquidity | 56 | 71 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 66th | 40th |
| Total assets | $2.2B | $557.4M |
| Deposits / shares | $2.0B | $495.0M |
| Capital ratio | 11.28% (stronger) | 9.38% |
| Problem loans | 0.57% | 0.09% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 0.92% |
| Loans ÷ deposits | 80.7% (stronger) | 85.3% |
| Uninsured deposits | 36.8% | 18.5% (stronger) |
| Offices | 20 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 11.0% |
American Bank & Trust has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 4 and Security Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.