Side-by-side · Q2 2026 data
American Bank & Trust vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | American Bank & Trust | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 63 | 98 (stronger) |
| Loan quality | 81 (stronger) | 78 |
| Earnings | 74 (stronger) | 45 |
| Funding & liquidity | 56 | 82 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 66th | 77th |
| Total assets | $2.2B | $135.4M |
| Deposits / shares | $2.0B | $113.3M |
| Capital ratio | 11.28% | 14.83% (stronger) |
| Problem loans | 0.57% (stronger) | 0.65% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 0.61% |
| Loans ÷ deposits | 80.7% | 77.9% (stronger) |
| Uninsured deposits | 36.8% | 3.9% (stronger) |
| Offices | 20 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 2 and Worthington Federal Savings Bank, FSB on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Worthington, MN