Side-by-side · Q2 2026 data
American Bank & Trust Company vs Hibernia Bank
Metric by metric
| Measure | American Bank & Trust Company | Hibernia Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 67 (stronger) | 65 |
| Loan quality | 84 (stronger) | 54 |
| Earnings | 93 (stronger) | 24 |
| Funding & liquidity | 49 | 57 (stronger) |
| Problem-loan coverage | 94 (stronger) | 83 |
| Peer percentile | 64th | 11th |
| Total assets | $267.0M | $256.6M |
| Deposits / shares | $221.7M | $210.0M |
| Capital ratio | 11.71% (stronger) | 11.54% |
| Problem loans | 0.47% (stronger) | 1.37% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.83% (stronger) | 0.11% |
| Loans ÷ deposits | 86.3% (stronger) | 100.3% |
| Uninsured deposits | 37.0% | 17.1% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
American Bank & Trust Company has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust Company leads on 5 and Hibernia Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.