TellerScore

Hibernia Bank is a savings association headquartered in New Orleans, Louisiana, in business for about 140 years. At the end of Q2 2026 it reported $256.6M in total assets and $210.0M in deposits, with 5 offices.

Hibernia Bank has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 11% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 88th. Problem-loan coverage contributes the most (83/100, 8.4%); earnings contributes the least (24/100, 0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Tier 1 leverage ratio: 11.54%
Loan quality54/100
Noncurrent loans ÷ total loans: 1.37%
Earnings24/100
Return on assets (annualized): 0.11%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 100.3% · 17.1% uninsured
Problem-loan coverage83/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 16 points (39 → 55), mostly because the loan quality component improved by 54 points.

TellerScore
374655Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202438
Q3 202439
Q4 202437
Q1 202541
Q2 202539
Q3 202546
Q4 202552
Q1 202655
Q2 202655
Tier 1 leverage ratio
5.00%8.44%11.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.89%
Q3 202410.94%
Q4 202411.04%
Q1 202511.22%
Q2 202511.72%
Q3 202511.88%
Q4 202511.57%
Q1 202611.64%
Q2 202611.54%
Noncurrent loans
1.37%2.23%3.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.93%
Q3 20242.65%
Q4 20242.86%
Q1 20252.69%
Q2 20253.09%
Q3 20252.43%
Q4 20251.64%
Q1 20261.51%
Q2 20261.37%
Return on assets
-0.64%-0.27%0.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.29%
Q3 2024-0.40%
Q4 2024-0.64%
Q1 2025-0.28%
Q2 2025-0.23%
Q3 2025-0.19%
Q4 2025-0.29%
Q1 2026-0.02%
Q2 20260.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$256.6M11.54%1.37%0.11%100.3%
Q1 202655$244.7M11.64%1.51%-0.02%92.6%
Q4 202552$246.0M11.57%1.64%-0.29%88.0%
Q3 202546$242.3M11.88%2.43%-0.19%91.2%
Q2 202539$240.2M11.72%3.09%-0.23%91.6%
Q1 202541$254.4M11.22%2.69%-0.28%86.5%
Q4 202437$258.5M11.04%2.86%-0.64%86.4%
Q3 202439$265.3M10.94%2.65%-0.40%87.4%
Q2 202438$280.2M10.89%2.93%-0.29%86.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.54%
58th
Total risk-based capital0.00%
24th
Problem loans1.37%
20th
Net charge-offs-0.02%
90th
Return on assets0.11%
4th
Net interest margin2.62%
4th
Efficiency ratio94.1%
4th
Loans to deposits100.3%
10th
Uninsured deposits17.1%
75th
Loan-loss reserves0.43%
2nd
Texas ratio8.4%
22nd

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Anthem Bank & TrustBank Plaquemine, LA70 out of 100, Strong$250.1M29.9%1.16%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
American Bank & Trust CompanyBank Opelousas, LA76 out of 100, Strong$267.0M11.7%0.47%vs
Bank of Abbeville & Trust CompanyBank Abbeville, LA62 out of 100, Moderate$245.5M12.9%2.49%vs
Citizens Progressive BankBank Winnsboro, LA40 out of 100, Below average$243.3M11.3%4.51%vs

Deposit insurance

Is my money safe at Hibernia Bank?

Yes. Hibernia Bank is an FDIC-insured institution (FDIC certificate #27752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.1% of deposits ($35.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.54%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Hibernia Bank lists 5 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hibernia Bank
Former names
Union Savings and Loan Association
Type
Savings association
FDIC certificate #
27752
RSSD ID
872579
Primary regulator
FDIC
Established
January 1, 1886
Headquarters
325 Carondelet St, New Orleans, LA 70130
Employees
32

Quick answers

Hibernia Bank: common questions

Is Hibernia Bank FDIC insured?

Yes. Hibernia Bank is an FDIC-insured institution (FDIC certificate #27752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Hibernia Bank's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Hibernia Bank ever failed?

There is no failure record for FDIC certificate #27752 in the FDIC failed bank list.

How many branches does Hibernia Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New Orleans

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs