Side-by-side · Q2 2026 data
American Bank & Trust Company vs The Bank
Metric by metric
| Measure | American Bank & Trust Company | The Bank |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 67 | 78 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 93 (stronger) | 90 |
| Funding & liquidity | 49 | 75 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 64th | 84th |
| Total assets | $267.0M | $462.0M |
| Deposits / shares | $221.7M | $396.3M |
| Capital ratio | 11.71% | 12.76% (stronger) |
| Problem loans | 0.47% (stronger) | 0.48% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 1.83% (stronger) | 1.75% |
| Loans ÷ deposits | 86.3% | 82.8% (stronger) |
| Uninsured deposits | 37.0% | 17.4% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 1.6% |
The Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust Company leads on 3 and The Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.