The Bank (FDIC certificate #34409) is based in Jennings, Louisiana. Its Q2 2026 call report shows $462.0M in total assets and $396.3M in deposits and 8 offices.
Based on its Q2 2026 filing, The Bank scores 83/100, which we describe as strong. That is higher than 84% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 9th. Its strongest component is problem-loan coverage (93/100; 3.5%), and its lowest is funding & liquidity (75/100; 83% loans-to-deposits, 17% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (77 → 83), mostly because the loan quality component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 79 |
| Q4 2024 | 79 |
| Q1 2025 | 78 |
| Q2 2025 | 77 |
| Q3 2025 | 80 |
| Q4 2025 | 82 |
| Q1 2026 | 83 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.77% |
| Q3 2024 | 12.17% |
| Q4 2024 | 12.47% |
| Q1 2025 | 12.48% |
| Q2 2025 | 12.24% |
| Q3 2025 | 12.66% |
| Q4 2025 | 12.98% |
| Q1 2026 | 13.08% |
| Q2 2026 | 12.76% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.68% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.48% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.61% |
| Q3 2024 | 1.66% |
| Q4 2024 | 1.72% |
| Q1 2025 | 1.50% |
| Q2 2025 | 1.59% |
| Q3 2025 | 1.59% |
| Q4 2025 | 1.62% |
| Q1 2026 | 1.83% |
| Q2 2026 | 1.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $462.0M | 12.76% | 0.48% | 1.75% | 82.8% |
| Q1 2026 | 83 | $451.4M | 13.08% | 0.62% | 1.83% | 83.9% |
| Q4 2025 | 82 | $428.7M | 12.98% | 0.48% | 1.62% | 89.2% |
| Q3 2025 | 80 | $434.9M | 12.66% | 0.50% | 1.59% | 88.8% |
| Q2 2025 | 77 | $437.3M | 12.24% | 0.79% | 1.59% | 86.5% |
| Q1 2025 | 78 | $439.1M | 12.48% | 0.62% | 1.50% | 85.4% |
| Q4 2024 | 79 | $420.1M | 12.47% | 0.68% | 1.72% | 88.4% |
| Q3 2024 | 79 | $418.7M | 12.17% | 0.55% | 1.66% | 89.2% |
| Q2 2024 | 78 | $417.7M | 11.77% | 0.51% | 1.61% | 88.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Guaranty Bank & Trust Company of Delhi, LouisianaBank Delhi, LA | 56 out of 100, Moderate | $457.4M | 8.5% | 1.29% | vs |
| Louisiana National BankBank Ruston, LA | 63 out of 100, Moderate | $474.0M | 10.5% | 1.41% | vs |
| Citizens Bank & Trust CompanyBank Plaquemine, LA | 68 out of 100, Moderate | $480.8M | 11.9% | 0.82% | vs |
| Winnsboro State Bank & Trust CompanyBank Winnsboro, LA | 68 out of 100, Moderate | $425.7M | 10.9% | 0.94% | vs |
| First National Bank in DeRidderBank Deridder, LA | 70 out of 100, Strong | $419.0M | 9.8% | 0.57% | vs |
| Bank of ZacharyBank Zachary, LA | 76 out of 100, Strong | $416.0M | 11.9% | 0.07% | vs |
Deposit insurance
Is my money safe at The Bank?
Yes. The Bank is an FDIC-insured institution (FDIC certificate #34409). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.4% of deposits ($69.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
8 locations
Branches
The Bank lists 7 offices in 7 cities. Most locations:
- Crowley, LA (1)
- Iota, LA (1)
- Iowa, LA (1)
- Jennings, LA (1)
- Lake Arthur, LA (1)
- Rayne, LA (1)
- Welsh, LA (1)
HMDA 2025
Mortgage lending
In 2025, The Bank reported 183 home-loan applications under HMDA (LEI 549300M4E3MK3F5GQW40): 174 originated ($30,550,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34409
- RSSD ID
- 2505460
- Primary regulator
- FDIC
- Holding company
- Bancshares Inc the
- Established
- February 26, 1997
- Headquarters
- 1304 N Cutting Ave, Jennings, LA 70546
- Website
- www.thebank.bank
- Employees
- 81
Quick answers
The Bank: common questions
Is The Bank FDIC insured?
Yes. The Bank is an FDIC-insured institution (FDIC certificate #34409). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank ever failed?
There is no failure record for FDIC certificate #34409 in the FDIC failed bank list.
How many branches does The Bank have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jennings
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Rayne State Bank & Trust CompanyBank Rayne, LA | 79 out of 100, Strong | $540.5M | 11.6% | 0.44% | vs |
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| The Evangeline Bank and Trust CompanyBank Ville Platte, LA | 77 out of 100, Strong | $1.1B | 14.2% | 1.24% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |