Side-by-side · Q2 2026 data
American Bank and Trust Company, National Association vs Kone Employees Credit Union
Bank
American Bank and Trust Company, National Association
Davenport, Iowa · $100 million – $1 billion
Metric by metric
| Measure | American Bank and Trust Company, National Association | Kone Employees Credit Union |
|---|---|---|
| TellerScore | 61 | 94 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 51 | 97 (stronger) |
| Funding & liquidity | 62 | 96 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 20th | 95th |
| Total assets | $480.9M | $20.7M |
| Deposits / shares | $387.8M | $17.1M |
| Capital ratio | 10.06% | 17.47% (stronger) |
| Problem loans | 0.86% | 0.55% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.39% |
| Return on assets | 0.78% | 1.93% (stronger) |
| Loans ÷ deposits | 84.4% | 63.8% (stronger) |
| Uninsured deposits | 27.1% | 3.4% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Kone Employees Credit Union has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), American Bank and Trust Company, National Association leads on 1 and Kone Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.