Side-by-side · Q2 2026 data
American Bank vs Red River Bank
Metric by metric
| Measure | American Bank | Red River Bank |
|---|---|---|
| TellerScore | 38 | 82 (stronger) |
| Capital cushion | 51 | 75 (stronger) |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 45 | 78 (stronger) |
| Funding & liquidity | 62 | 65 (stronger) |
| Problem-loan coverage | 39 | 99 (stronger) |
| Peer percentile | 2nd | 93rd |
| Total assets | $366.6M | $3.3B |
| Deposits / shares | $322.6M | $2.9B |
| Capital ratio | 10.08% | 12.49% (stronger) |
| Problem loans | 5.04% | 0.11% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 0.63% | 1.46% (stronger) |
| Loans ÷ deposits | 75.8% (stronger) | 76.9% |
| Uninsured deposits | 34.8% | 31.7% (stronger) |
| Offices | 5 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 17.4% |
Red River Bank has the higher TellerScore (82 vs 38). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 1 and Red River Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.