Headquartered in Alexandria, Louisiana, Red River Bank is a state-chartered bank with $3.3B in total assets and $2.9B in deposits as of Q2 2026. It operates 28 offices. Its charter dates back to 1999.
Based on its Q2 2026 filing, Red River Bank scores 82/100, which we describe as strong. That is higher than 93% of 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 10th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is funding & liquidity (65/100; 77% loans-to-deposits, 32% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (80 → 82), mostly because the capital cushion component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 78 |
| Q2 2025 | 80 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 80 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.49% |
| Q3 2024 | 11.71% |
| Q4 2024 | 11.64% |
| Q1 2025 | 11.76% |
| Q2 2025 | 11.92% |
| Q3 2025 | 11.91% |
| Q4 2025 | 11.94% |
| Q1 2026 | 12.00% |
| Q2 2026 | 12.49% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.15% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.05% |
| Q3 2025 | 0.11% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.11% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 1.10% |
| Q4 2024 | 1.13% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.34% |
| Q3 2025 | 1.35% |
| Q4 2025 | 1.36% |
| Q1 2026 | 1.47% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $3.3B | 12.49% | 0.11% | 1.46% | 76.9% |
| Q1 2026 | 80 | $3.3B | 12.00% | 0.18% | 1.47% | 75.6% |
| Q4 2025 | 79 | $3.3B | 11.94% | 0.16% | 1.36% | 75.0% |
| Q3 2025 | 79 | $3.2B | 11.91% | 0.11% | 1.35% | 75.6% |
| Q2 2025 | 80 | $3.2B | 11.92% | 0.05% | 1.34% | 75.3% |
| Q1 2025 | 78 | $3.2B | 11.76% | 0.24% | 1.35% | 73.9% |
| Q4 2024 | 77 | $3.1B | 11.64% | 0.16% | 1.13% | 73.1% |
| Q3 2024 | 77 | $3.1B | 11.71% | 0.15% | 1.10% | 74.0% |
| Q2 2024 | 76 | $3.0B | 11.49% | 0.16% | 1.08% | 74.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Home Bank, National AssociationBank Lafayette, LA | 70 out of 100, Strong | $3.6B | 12.1% | 0.95% | vs |
| Investar Bank, National AssociationBank Baton Rouge, LA | 67 out of 100, Moderate | $3.9B | 10.7% | 0.63% | vs |
| Gulf Coast Bank and Trust CompanyBank New Orleans, LA | 55 out of 100, Moderate | $3.9B | 9.1% | 1.60% | vs |
| First Guaranty BankBank Hammond, LA | 38 out of 100, Low | $3.9B | 7.1% | 2.30% | vs |
| BOM BankBank Natchitoches, LA | 60 out of 100, Moderate | $1.6B | 10.6% | 0.86% | vs |
| Bonvenu Bank, National AssociationBank Bossier City, LA | 67 out of 100, Moderate | $1.6B | 10.0% | 0.13% | vs |
Deposit insurance
Is my money safe at Red River Bank?
Yes. Red River Bank is an FDIC-insured institution (FDIC certificate #34980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.7% of deposits ($924.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.37% (benchmark: 10%).
28 locations
Branches
Red River Bank lists 28 offices in 16 cities. Most locations:
- Baton Rouge, LA (5)
- Alexandria, LA (4)
- Shreveport, LA (4)
- Bossier City, LA (2)
- Pineville, LA (2)
- Covington, LA (1)
- Forest Hill, LA (1)
- Geismar, LA (1)
- Lafayette, LA (1)
- Lake Charles, LA (1)
- Lecompte, LA (1)
- Marksville, LA (1)
HMDA 2025
Mortgage lending
In 2025, Red River Bank reported 1,288 home-loan applications under HMDA (LEI 5493006QG55R8V712J33): 864 originated ($223,820,000 total), 185 denied, and 227 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Red River Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34980
- RSSD ID
- 2743244
- Primary regulator
- FDIC
- Holding company
- Red River Bancshares Inc
- Established
- January 14, 1999
- Headquarters
- 1412 Centre Ct, Alexandria, LA 71301
- Website
- www.redriverbank.net
- Employees
- 384
Quick answers
Red River Bank: common questions
Is Red River Bank FDIC insured?
Yes. Red River Bank is an FDIC-insured institution (FDIC certificate #34980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Red River Bank's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Red River Bank ever failed?
There is no failure record for FDIC certificate #34980 in the FDIC failed bank list.
How many branches does Red River Bank have?
28 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Alexandria
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cenla Federal Credit UnionCredit union Alexandria, LA | 96 out of 100, Very strong | $132.2M | 21.7% | 0.09% | vs |
| Rapides Federal Credit UnionCredit union Alexandria, LA | 96 out of 100, Very strong | $6.2M | 29.5% | 0.17% | vs |
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA | 87 out of 100, Very strong | $12.6M | 16.8% | 0.00% | vs |
| Engage Federal Credit UnionCredit union Natchitoches, LA | 86 out of 100, Very strong | $28.5M | 21.6% | 0.95% | vs |
| Alexandria Municipal Employees Credit UnionCredit union Alexandria, LA | 84 out of 100, Strong | $31.9M | 14.0% | 0.28% | vs |