Side-by-side · Q2 2026 data
American Bank vs Bank of Montana
Metric by metric
| Measure | American Bank | Bank of Montana |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 61 (stronger) | 39 |
| Loan quality | 100 | 100 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 52 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 61st |
| Total assets | $630.4M | $308.6M |
| Deposits / shares | $564.0M | $278.9M |
| Capital ratio | 11.12% (stronger) | 8.89% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.37% | 3.26% (stronger) |
| Loans ÷ deposits | 69.1% | 27.2% (stronger) |
| Uninsured deposits | 30.2% (stronger) | 58.3% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank has the higher TellerScore (79 vs 75). On the 6 directional measures above (where higher or lower is clearly better), American Bank leads on 4 and Bank of Montana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.