Side-by-side · Q2 2026 data
American Bank vs Horizon Credit Union
Metric by metric
| Measure | American Bank | Horizon Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 61 | 81 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 75 (stronger) | 46 |
| Funding & liquidity | 74 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 75th | 75th |
| Total assets | $630.4M | $2.0B |
| Deposits / shares | $564.0M | $1.6B |
| Capital ratio | 11.12% | 13.08% (stronger) |
| Problem loans | 0.00% (stronger) | 0.27% |
| Net charge-offs | -0.00% (stronger) | 0.48% |
| Return on assets | 1.37% (stronger) | 0.64% |
| Loans ÷ deposits | 69.1% (stronger) | 98.9% |
| Uninsured deposits | 30.2% | 8.1% (stronger) |
| Offices | 6 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 5 and Horizon Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.