The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (72 → 75), mostly because the capital cushion component improved by 10 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Washington

Yes. Horizon Credit Union is a federally insured credit union (NCUA charter #67264). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.1% of shares and deposits ($130.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Horizon Credit Union lists 27 offices in 18 cities across 4 states. Most locations:

• Spokane Valley, WA (4)
• Boise, ID (3)
• Great Falls, MT (2)
• Meridian, ID (2)
• Missoula, MT (2)
• Spokane, WA (2)
• Bozeman, MT (1)
• Butte, MT (1)
• Coeur D Alene, ID (1)
• Colville, WA (1)
• Deer Park, WA (1)
• Ephrata, WA (1)

All branch addresses and map

Legal name

Horizon Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

67264

RSSD ID

820673

Primary regulator

State + NCUA

Established

1948

Headquarters

PO Box 15128, Spokane Valley, WA 99215

Employees

370