Side-by-side · Q2 2026 data
American Bank vs Park Side Financial Credit Union
Metric by metric
| Measure | American Bank | Park Side Financial Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 75 (stronger) | 47 |
| Funding & liquidity | 74 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 75th | 45th |
| Total assets | $630.4M | $390.4M |
| Deposits / shares | $564.0M | $350.6M |
| Capital ratio | 11.12% (stronger) | 9.37% |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 1.37% (stronger) | 0.67% |
| Loans ÷ deposits | 69.1% (stronger) | 77.3% |
| Uninsured deposits | 30.2% | 6.2% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 6 and Park Side Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.