Side-by-side · Q2 2026 data
American Bank vs Sky Federal Credit Union
Metric by metric
| Measure | American Bank | Sky Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 53 |
| Capital cushion | 61 (stronger) | 27 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 75 (stronger) | 32 |
| Funding & liquidity | 74 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 75th | 9th |
| Total assets | $630.4M | $197.3M |
| Deposits / shares | $564.0M | $177.1M |
| Capital ratio | 11.12% (stronger) | 7.72% |
| Problem loans | 0.00% (stronger) | 1.02% |
| Net charge-offs | -0.00% (stronger) | 0.34% |
| Return on assets | 1.37% (stronger) | 0.30% |
| Loans ÷ deposits | 69.1% (stronger) | 71.2% |
| Uninsured deposits | 30.2% | 3.6% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank has the higher TellerScore (79 vs 53). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 6 and Sky Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bozeman, MT
- Big Timber, MT
- Livingston, MT