Side-by-side · Q2 2026 data
American Bank vs Whitefish Credit Union Association
Metric by metric
| Measure | American Bank | Whitefish Credit Union Association |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 61 | 77 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 75 (stronger) | 37 |
| Funding & liquidity | 74 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 75th | 79th |
| Total assets | $630.4M | $2.1B |
| Deposits / shares | $564.0M | $1.8B |
| Capital ratio | 11.12% | 12.70% (stronger) |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.37% (stronger) | 0.43% |
| Loans ÷ deposits | 69.1% (stronger) | 80.0% |
| Uninsured deposits | 30.2% | 11.9% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 5 and Whitefish Credit Union Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.