The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (78 → 76), mostly because the funding & liquidity component weakened by 7 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Montana

Yes. Whitefish Credit Union Association is a federally insured credit union (NCUA charter #61949). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.9% of shares and deposits ($211.3M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Whitefish Credit Union Association lists 5 offices in 5 cities. Most locations:

• Columbia Falls, MT (1)
• Kalispell, MT (1)
• Polson, MT (1)
• Thompson Falls, MT (1)
• Whitefish, MT (1)

All branch addresses and map

Legal name

Whitefish Credit Union Association

Type

Federally insured state-chartered credit union

NCUA charter #

61949

RSSD ID

733090

Primary regulator

State + NCUA

Established

1934

Headquarters

PO Box 37, Whitefish, MT 59937

Employees

234