Side-by-side · Q2 2026 data
American Bank, National Association vs Safe 1 Credit Union
Metric by metric
| Measure | American Bank, National Association | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 77 | 90 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 91 (stronger) | 88 |
| Earnings | 92 (stronger) | 90 |
| Funding & liquidity | 58 | 68 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 68th | 98th |
| Total assets | $773.8M | $1.2B |
| Deposits / shares | $659.8M | $963.8M |
| Capital ratio | 10.75% | 16.03% (stronger) |
| Problem loans | 0.28% (stronger) | 0.37% |
| Net charge-offs | 1.20% | 0.40% (stronger) |
| Return on assets | 1.80% (stronger) | 1.74% |
| Loans ÷ deposits | 83.9% (stronger) | 92.4% |
| Uninsured deposits | 31.2% | 1.8% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 3 and Safe 1 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.