Side-by-side · Q2 2026 data
American Bank, National Association vs Genco Federal Credit Union
Metric by metric
| Measure | American Bank, National Association | Genco Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 96 (stronger) |
| Capital cushion | 59 | 93 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 85 | 98 (stronger) |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 68th | 99th |
| Total assets | $625.2M | $494.7M |
| Deposits / shares | $557.1M | $421.9M |
| Capital ratio | 10.86% | 14.26% (stronger) |
| Problem loans | 0.01% (stronger) | 0.19% |
| Net charge-offs | -0.00% (stronger) | 0.63% |
| Return on assets | 1.63% | 1.95% (stronger) |
| Loans ÷ deposits | 86.3% | 56.5% (stronger) |
| Uninsured deposits | 39.6% | 6.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 57.1% |
Genco Federal Credit Union has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 2 and Genco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.