Side-by-side · Q2 2026 data
American Bank, National Association vs Matagorda County Credit Union
Metric by metric
| Measure | American Bank, National Association | Matagorda County Credit Union |
|---|---|---|
| TellerScore | 77 | 94 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 85 (stronger) | 82 |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 68th | 95th |
| Total assets | $625.2M | $36.2M |
| Deposits / shares | $557.1M | $29.9M |
| Capital ratio | 10.86% | 17.39% (stronger) |
| Problem loans | 0.01% (stronger) | 0.31% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.63% (stronger) | 1.55% |
| Loans ÷ deposits | 86.3% | 57.0% (stronger) |
| Uninsured deposits | 39.6% | 0.8% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Matagorda County Credit Union has the higher TellerScore (94 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 3 and Matagorda County Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.