Side-by-side · Q2 2026 data
American Bank of Freedom vs First Federal Bank of Kansas City
Metric by metric
| Measure | American Bank of Freedom | First Federal Bank of Kansas City |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 50 | 63 (stronger) |
| Loan quality | 49 | 85 (stronger) |
| Earnings | 45 (stronger) | 36 |
| Funding & liquidity | 57 (stronger) | 51 |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 9th | 26th |
| Total assets | $948.3M | $992.5M |
| Deposits / shares | $736.5M | $693.8M |
| Capital ratio | 10.01% | 11.32% (stronger) |
| Problem loans | 1.54% | 0.45% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.29% |
| Return on assets | 0.63% (stronger) | 0.41% |
| Loans ÷ deposits | 93.8% (stronger) | 109.6% |
| Uninsured deposits | 23.7% | 9.9% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 15.7% |
First Federal Bank of Kansas City has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), American Bank of Freedom leads on 3 and First Federal Bank of Kansas City on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.