First Federal Bank of Kansas City (FDIC certificate #29047) is based in Lees Summit, Missouri. Its Q2 2026 call report shows $992.5M in total assets and $693.8M in deposits and 9 offices across 2 states.
Based on its Q2 2026 filing, First Federal Bank of Kansas City scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 147th. Its strongest component is problem-loan coverage (93/100; 3.6%), and its lowest is earnings (36/100; 0.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (59 → 64), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 60 |
| Q4 2024 | 56 |
| Q1 2025 | 59 |
| Q2 2025 | 59 |
| Q3 2025 | 57 |
| Q4 2025 | 53 |
| Q1 2026 | 61 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.29% |
| Q3 2024 | 11.88% |
| Q4 2024 | 11.45% |
| Q1 2025 | 11.23% |
| Q2 2025 | 11.17% |
| Q3 2025 | 11.14% |
| Q4 2025 | 11.14% |
| Q1 2026 | 11.16% |
| Q2 2026 | 11.32% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.75% |
| Q1 2026 | 0.52% |
| Q2 2026 | 0.45% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.24% |
| Q3 2024 | -0.29% |
| Q4 2024 | -0.69% |
| Q1 2025 | -0.08% |
| Q2 2025 | -0.01% |
| Q3 2025 | 0.03% |
| Q4 2025 | -0.53% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $992.5M | 11.32% | 0.45% | 0.41% | 109.6% |
| Q1 2026 | 61 | $990.8M | 11.16% | 0.52% | 0.15% | 109.6% |
| Q4 2025 | 53 | $975.9M | 11.14% | 0.75% | -0.53% | 111.2% |
| Q3 2025 | 57 | $991.7M | 11.14% | 0.80% | 0.03% | 110.1% |
| Q2 2025 | 59 | $1.0B | 11.17% | 0.66% | -0.01% | 111.1% |
| Q1 2025 | 59 | $990.6M | 11.23% | 0.57% | -0.08% | 111.6% |
| Q4 2024 | 56 | $982.2M | 11.45% | 0.61% | -0.69% | 110.9% |
| Q3 2024 | 60 | $997.6M | 11.88% | 0.51% | -0.29% | 106.7% |
| Q2 2024 | 61 | $975.8M | 12.29% | 0.51% | -0.24% | 110.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of Old MonroeBank Old Monroe, MO | 81 out of 100, Strong | $994.6M | 10.5% | 0.00% | vs |
| Midwest Regional BankBank Clayton, MO | 26 out of 100, Low | $949.0M | 10.2% | 6.61% | vs |
| American Bank of FreedomBank Wellsville, MO | 53 out of 100, Below average | $948.3M | 10.0% | 1.54% | vs |
| Mid-Missouri BankBank Springfield, MO | 80 out of 100, Strong | $946.7M | 10.8% | 0.07% | vs |
| Lindell Bank & Trust CompanyBank St. Louis, MO | 92 out of 100, Very strong | $915.2M | 18.0% | 0.58% | vs |
| Stifel Trust Company, National AssociationBank Saint Louis, MO | 70 out of 100, Strong | $911.0M | 7.5% | 0.00% | vs |
Deposit insurance
Is my money safe at First Federal Bank of Kansas City?
Yes. First Federal Bank of Kansas City is an FDIC-insured institution (FDIC certificate #29047). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 9.9% of deposits ($68.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
9 locations
Branches
First Federal Bank of Kansas City lists 9 offices in 8 cities across 2 states. Most locations:
- Kansas City, MO (2)
- Independence, MO (1)
- Kansas City, KS (1)
- Lees Summit, MO (1)
- North Kansas City, MO (1)
- Overland Park, KS (1)
- Prairie Village, KS (1)
- Raytown, MO (1)
HMDA 2025
Mortgage lending
In 2025, First Federal Bank of Kansas City reported 459 home-loan applications under HMDA (LEI 549300W5A6PQ1VJG3497): 346 originated ($107,520,000 total), 66 denied, and 39 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Federal Bank of Kansas City
- Former names
- First Federal Bank, FSB; First Federal Savings and Loan Association of Kansas City
- Type
- SI
- FDIC certificate #
- 29047
- RSSD ID
- 950178
- Primary regulator
- FDIC
- Holding company
- Cosperity Bcorp Inc
- Established
- July 1, 1934
- Headquarters
- 1255 Se Oldham Pkwy, Lees Summit, MO 64081
- Website
- www.ffbkc.com
- Employees
- 125
Quick answers
First Federal Bank of Kansas City: common questions
Is First Federal Bank of Kansas City FDIC insured?
Yes. First Federal Bank of Kansas City is an FDIC-insured institution (FDIC certificate #29047). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Federal Bank of Kansas City's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Federal Bank of Kansas City ever failed?
There is no failure record for FDIC certificate #29047 in the FDIC failed bank list.
How many branches does First Federal Bank of Kansas City have?
9 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Lees Summit
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Bank & TrustBank Great Bend, KS | 96 out of 100, Very strong | $1.1B | 24.0% | 0.19% | vs |
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| The Bank of Grain ValleyBank Grain Valley, MO | 95 out of 100, Very strong | $110.6M | 24.0% | 0.00% | vs |
| K.U.M.C. Credit UnionCredit union Shawnee, KS | 95 out of 100, Very strong | $31.4M | 13.8% | 0.04% | vs |
| National Advisors Trust CompanyBank Leawood, KS | 94 out of 100, Very strong | $21.6M | 83.7% | 0.00% | vs |
| Reliance Credit UnionCredit union Kansas City, KS | 93 out of 100, Very strong | $25.1M | 16.4% | 0.30% | vs |