Side-by-side · Q2 2026 data
American Commerce Bank, National Association vs Go Energy Financial Credit Union
Metric by metric
| Measure | American Commerce Bank, National Association | Go Energy Financial Credit Union |
|---|---|---|
| TellerScore | 63 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 1 | 85 (stronger) |
| Earnings | 91 (stronger) | 48 |
| Funding & liquidity | 51 | 76 (stronger) |
| Problem-loan coverage | 73 | 94 (stronger) |
| Peer percentile | 24th | 57th |
| Total assets | $495.7M | $152.6M |
| Deposits / shares | $392.1M | $134.1M |
| Capital ratio | 17.09% (stronger) | 11.81% |
| Problem loans | 2.98% | 0.46% (stronger) |
| Net charge-offs | 0.09% | 0.08% (stronger) |
| Return on assets | 1.79% (stronger) | 0.70% |
| Loans ÷ deposits | 102.4% | 84.5% (stronger) |
| Uninsured deposits | 21.4% | 10.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Go Energy Financial Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), American Commerce Bank, National Association leads on 2 and Go Energy Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.