TellerScore

Go Energy Financial Credit Union is a federally insured state-chartered credit union headquartered in Tucker, Georgia, in business for about 57 years. At the end of Q2 2026 it reported $152.6M in total assets and $134.1M in member shares and deposits, with 4 offices.

Go Energy Financial Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 1,341 credit unions with $100 million – $1 billion. Among 71 credit unions headquartered in Georgia, it ranks 33rd. Problem-loan coverage contributes the most (94/100, 2.9%); earnings contributes the least (48/100, 0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Net worth ratio: 11.81%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.46%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity76/100
Loans ÷ shares: 84.5% · 10.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (70 → 72), mostly because the earnings component improved by 11 points.

TellerScore
646872Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202469
Q4 202469
Q1 202564
Q2 202570
Q3 202569
Q4 202569
Q1 202671
Q2 202672
Net worth ratio
7.00%9.45%11.89%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.50%
Q3 202411.55%
Q4 202411.87%
Q1 202511.43%
Q2 202511.80%
Q3 202511.88%
Q4 202511.89%
Q1 202611.57%
Q2 202611.81%
Delinquent loans (60+ days)
0.46%0.74%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.92%
Q3 20241.01%
Q4 20240.91%
Q1 20250.94%
Q2 20250.57%
Q3 20250.65%
Q4 20250.62%
Q1 20260.51%
Q2 20260.46%
Return on assets
0.15%0.54%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.92%
Q3 20240.84%
Q4 20240.60%
Q1 20250.15%
Q2 20250.41%
Q3 20250.47%
Q4 20250.49%
Q1 20260.64%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$152.6M11.81%0.46%0.70%84.5%
Q1 202671$153.4M11.57%0.51%0.64%81.5%
Q4 202569$147.2M11.89%0.62%0.49%81.2%
Q3 202569$145.5M11.88%0.65%0.47%80.9%
Q2 202570$145.2M11.80%0.57%0.41%76.4%
Q1 202564$147.8M11.43%0.94%0.15%72.8%
Q4 202469$141.7M11.87%0.91%0.60%75.9%
Q3 202469$146.4M11.55%1.01%0.84%73.9%
Q2 202470$145.2M11.50%0.92%0.92%73.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.81%
55th
Problem loans0.46%
69th
Net charge-offs0.08%
88th
Return on assets0.70%
46th
Loans to deposits84.5%
30th
Uninsured deposits10.4%
15th
Loan-loss reserves0.00%
50th
Texas ratio2.9%
63rd

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Core Credit UnionCredit union Statesboro, GA79 out of 100, Strong$151.6M12.8%0.37%vs
Georgia Heritage Federal Credit UnionCredit union Savannah, GA67 out of 100, Moderate$162.7M10.4%0.34%vs
Family First Credit UnionCredit union Hapeville, GA64 out of 100, Moderate$136.3M13.5%1.94%vs
Workmen'S Circle Incorporated Credit UnionCredit union Savannah, GA90 out of 100, Very strong$135.0M20.8%0.00%vs
Aflac Federal Credit UnionCredit union Columbus, GA86 out of 100, Very strong$133.8M38.9%1.66%vs
Excel Federal Credit UnionCredit union Norcross, GA79 out of 100, Strong$174.0M13.6%0.50%vs

Deposit insurance

Is my money safe at Go Energy Financial Credit Union?

Yes. Go Energy Financial Credit Union is a federally insured credit union (NCUA charter #68698). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.4% of shares and deposits ($13.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Go Energy Financial Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Go Energy Financial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68698
RSSD ID
357281
Primary regulator
State + NCUA
Established
1969
Headquarters
2100 E Exchange Place Ste 101, Tucker, GA 30084
Employees
36

Quick answers

Go Energy Financial Credit Union: common questions

Is Go Energy Financial Credit Union NCUA insured?

Yes. Go Energy Financial Credit Union is a federally insured credit union (NCUA charter #68698). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Go Energy Financial Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Go Energy Financial Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Tucker

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
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CIBC National Trust CompanyBank Atlanta, GA93 out of 100, Very strong$412.8M59.6%0.00%vs
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United BankBank Zebulon, GA89 out of 100, Very strong$2.2B12.8%0.23%vs
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